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Definition · Private Markets

Accredited Investor

Under SEC Rule 501 of Regulation D, an individual with income above $200,000 ($300,000 with a spouse or partner) in each of the last two years, net worth above $1 million excluding a primary home, or certain licenses such as the Series 65.

Nashional Investments · Updated October 2026

Educational definition only, not investment, tax or legal advice.

Definition · Private markets

Accredited Investor

An individual the SEC allows to invest in private offerings such as DSTs, Opportunity Zone funds and private credit. Under Rule 501 of Regulation D, you generally qualify if you meet one of these:

  • Income above $200,000 ($300,000 with a spouse or partner) in each of the last two years, with the same expected this year.
  • Net worth above $1 million, alone or with a spouse or partner, not counting your primary home.
  • A Series 7, Series 65 or Series 82 license in good standing.

The sponsor of each offering verifies status before you invest.

Check your eligibilityFull definition

In practice

Private investments trade daily liquidity for access to strategies that public markets do not offer, and most are limited to accredited investors. The term Accredited Investor is one of the concepts we explain when reviewing a private credit, private equity or interval fund, along with fees, lockups and how much of a portfolio belongs in investments you cannot easily sell.

Questions

Common questions.

What does the term Accredited Investor mean?
Under SEC Rule 501 of Regulation D, an individual with income above $200,000 ($300,000 with a spouse or partner) in each of the last two years, net worth above $1 million excluding a primary home, or certain licenses such as the Series 65.
Why does Accredited Investor matter for investors?
Private investments trade daily liquidity for access to strategies that public markets do not offer, and most are limited to accredited investors. The term Accredited Investor is one of the concepts we explain when reviewing a private credit, private equity or interval fund, along with fees, lockups and how much of a portfolio belongs in investments you cannot easily sell..
Related terms
Qualified PurchaserQualified ClientPrivate CreditPrivate Equity

All terms

Where it applies

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