Cash Value Life Insurance
Whole and universal life policies that pair a death benefit with cash value you can access, including strategies sometimes called infinite banking.
Insurance planning
Insurance strategies for business owners and accredited investors.
Some plans call for life insurance: to fund a buy-sell agreement, protect a business, transfer wealth or add tax-advantaged cash value. These products are offered through Nashional Insurance, a separate licensed agency.
Nashional Investments · Updated October 2026
Indexed Universal Life
Cash value growth linked to a market index, with a floor and a cap, and policy charges that reduce credited growth.
Business coverage
Key person insurance, buy-sell funding and coverage for owners and employees.
How it works with your plan
Your Nashional adviser looks at insurance as part of your whole plan, alongside your portfolio and tax picture. If a policy makes sense, a licensed agent of Nashional Insurance handles the quote, application and policy.
Important
Insurance products are offered through Nashional Independent Insurance Agency LLC, a separate entity from Nashional Investments. Its agents are paid commissions by insurance carriers. Nashional Investments does not charge advisory fees for insurance recommendations, and you are never required to buy insurance through our affiliate. Policy guarantees depend on the claims-paying ability of the issuing insurer.
Questions
Common questions about insurance planning.
Does Nashional Investments charge for insurance advice?
No. Nashional Investments does not bill advisory fees for advice on insurance products. Insurance is offered through Nashional Insurance, a separate entity whose licensed agents are paid commissions by the insurance carrier.
What is infinite banking?
Infinite banking is a name for using a cash value life insurance policy, usually whole life, as a source of loans you can take and repay on your own schedule. It can make sense for some business owners and high earners. It also has real costs: premiums, policy charges, slow early cash value growth and loans that reduce the death benefit if not repaid.
Do I have to buy insurance to work with Nashional Investments?
No. You are never required to buy insurance, or to buy it through our affiliate.
Want a second look at a policy?
We can review how an existing or proposed policy fits the rest of your plan.