Definition · Private Markets
Private Credit
Loans made by non-bank lenders, usually to private companies, often with floating rates and limited liquidity.
Nashional Investments · Updated October 2026
Educational definition only, not investment, tax or legal advice.
In practice
Private investments trade daily liquidity for access to strategies that public markets do not offer, and most are limited to accredited investors. The term Private Credit is one of the concepts we explain when reviewing a private credit, private equity or interval fund, along with fees, lockups and how much of a portfolio belongs in investments you cannot easily sell.
Questions
Common questions.
What does the term Private Credit mean?
Loans made by non-bank lenders, usually to private companies, often with floating rates and limited liquidity.
Why does Private Credit matter for investors?
Private investments trade daily liquidity for access to strategies that public markets do not offer, and most are limited to accredited investors. The term Private Credit is one of the concepts we explain when reviewing a private credit, private equity or interval fund, along with fees, lockups and how much of a portfolio belongs in investments you cannot easily sell..
Where it applies
See how this fits into a real plan on our Private markets page.
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