Definition · Tax
Tax-Loss Harvesting
Selling investments at a loss to offset realized gains, subject to wash-sale rules.
Nashional Investments · Updated October 2026
Educational definition only, not investment, tax or legal advice.
In practice
Tax strategy is usually about timing and structure: when income is recognized, where it is deducted and how gains are taxed. The term Tax-Loss Harvesting names one of the tools or rules we look at with your CPA when building a plan. The right answer depends on your income, your assets and your goals, so we model the options before you act.
Questions
Common questions.
What does the term Tax-Loss Harvesting mean?
Selling investments at a loss to offset realized gains, subject to wash-sale rules.
Why does Tax-Loss Harvesting matter for investors?
Tax strategy is usually about timing and structure: when income is recognized, where it is deducted and how gains are taxed. The term Tax-Loss Harvesting names one of the tools or rules we look at with your CPA when building a plan.
Related terms
Where it applies
See how this fits into a real plan on our Tax strategies page.
Have a question about this?
Ask us how it applies to your situation. Your first conversation is complimentary.